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Home Insurance Costs with Deductible Scenarios in Rochester, MN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Rochester, MN $176100 $744 $1,024
Ashland, MN $187500 $828 $1,139
Sargeant, MN $186500 $825 $1,135
Dover, MN $157000 $750 $1,031
Kasson, MN $163500 $645 $887
High Forest, MN $300600 $1063 $1,463
Hammond, MN $100000 $561 $772
Elgin, MN $138300 $695 $956
Vernon, MN $253900 $968 $1,332
Dodge Center, MN $123500 $647 $890

Impact of Coverage Amount on Home Insurance Cost In Rochester, MN

Coverage Amount Home Insurance Cost ($)
$100,000 $491
$200,000 $1,876
$300,000 $2,396
$400,000 $2,960
$500,000 $3,789
$750,000 to $1000,000 $4,381
Above $1000,000 $5,180


Rochester, MN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Rochester, MN Average Home Insurance Cost$1,036.02
State Average Home Insurance Cost$1,192
Difference Vs national Average-187.98

Top Homeowners Insurance Companies in Rochester, MN

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,549
Travelers $1,538
North Star $1,405
Western National $1,120

Rochester, MN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -135 901
One Claim +62 1098
Two Claims +145 1181