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Home Insurance Costs with Deductible Scenarios in Minneapolis, MN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Minneapolis, MN $222600 $841 $1,158
St. Louis Park, MN $239800 $874 $1,203
Mounds View, MN $179300 $574 $790
Chaska, MN $249900 $683 $939
Gem Lake, MN $298900 $1060 $1,458
St. Paul Park, MN $167300 $653 $899
Ramsey County, MN $208700 $814 $1,120
St. Anthony, MN $238000 $666 $916
Oakdale, MN $205800 $618 $851
Washington County, MN $264300 $890 $1,224

Impact of Coverage Amount on Home Insurance Cost In Minneapolis, MN

Coverage Amount Home Insurance Cost ($)
$100,000 $478
$200,000 $1,594
$300,000 $2,104
$400,000 $2,606
$500,000 $3,336
$750,000 to $1000,000 $3,857
Above $1000,000 $4,561


Minneapolis, MN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Minneapolis, MN Average Home Insurance Cost$1,171.8
State Average Home Insurance Cost$1,192
Difference Vs national Average-52.2

Top Homeowners Insurance Companies in Minneapolis, MN

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,549
Travelers $1,538
North Star $1,405
Western National $1,120

Minneapolis, MN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -152 1019
One Claim +105 1277
Two Claims +164 1336