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Home Insurance Costs with Deductible Scenarios in Douglas County, MN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Douglas County, MN $197200 $791 $1,088
Kensington, MN $76300 $460 $633
Farwell, MN $95000 $541 $745
Ben Wade, MN $167500 $778 $1,071
Reno, MN $297500 $1056 $1,453
Leven, MN $202400 $862 $1,186
Leslie, MN $180900 $812 $1,117
Elk Lake, MN $200000 $857 $1,179
Glenwood, MN $134200 $682 $939
Orange, MN $163500 $768 $1,056

Impact of Coverage Amount on Home Insurance Cost In Douglas County, MN

Coverage Amount Home Insurance Cost ($)
$100,000 $579
$200,000 $1,627
$300,000 $2,189
$400,000 $2,696
$500,000 $3,451
$750,000 to $1000,000 $3,990
Above $1000,000 $4,718


Douglas County, MN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Douglas County, MN Average Home Insurance Cost$1,101.12
State Average Home Insurance Cost$1,192
Difference Vs national Average-122.88

Top Homeowners Insurance Companies in Douglas County, MN

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,549
Travelers $1,538
North Star $1,405
Western National $1,120

Douglas County, MN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -154 947
One Claim +88 1189
Two Claims +132 1233