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Home Insurance Costs with Deductible Scenarios in Cottage Grove, MN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Cottage Grove, MN $224300 $845 $1,162
Cottage Grove, MN $224300 $845 $1,162
Dellwood, MN $585500 $1986 $2,733
Vermillion, MN $309800 $1083 $1,490
Coates, MN $212500 $884 $1,216
Ramsey County, MN $208700 $814 $1,120
Bloomington, MN $227900 $852 $1,172
Oakdale, MN $205800 $618 $851
River Falls, WI $177500 $467 $642
Grey Cloud Island, MN $280900 $1022 $1,407

Impact of Coverage Amount on Home Insurance Cost In Cottage Grove, MN

Coverage Amount Home Insurance Cost ($)
$100,000 $502
$200,000 $1,484
$300,000 $2,022
$400,000 $2,628
$500,000 $3,364
$750,000 to $1000,000 $3,889
Above $1000,000 $4,599


Cottage Grove, MN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Cottage Grove, MN Average Home Insurance Cost$1,176.45
State Average Home Insurance Cost$1,192
Difference Vs national Average-47.55

Top Homeowners Insurance Companies in Cottage Grove, MN

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,549
Travelers $1,538
Western National $1,120
Liberty $1,046

Cottage Grove, MN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -141 1035
One Claim +94 1271
Two Claims +165 1341